As life spans have increased, so have chronic ailments associated with aging and the demand for personal care. Alzheimer’s disease and organic cognitive impairment (senility) are the leading causes for personal care needs. Costs for this care are exorbitant. The New York State median cost for a private room in a nursing home is $125,752 annually. Costs on Long Island are even more expensive at $156,950 annually. Medicare, Medigap, and most medical and health insurance plans do not cover long-term nursing home or home care. |
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